At mirathosvian, we understand that your financial education journey may sometimes require adjustments. Our refund policy reflects our commitment to both student satisfaction and maintaining high educational standards. Refunds are available for specific circumstances within defined timeframes.

You may be eligible for a full or partial refund if you withdraw from our capital allocation programs within the first 14 days of enrollment, provided you have not accessed more than 25% of the course materials. This policy recognizes that sometimes a program might not align with your current learning objectives or financial situation.

• Full refund available within 14 days with minimal course engagement
• Partial refunds considered for documented hardship situations
• Medical or family emergency exceptions may apply beyond standard timeframes
• Technical issues preventing course access qualify for refund consideration

Our refund process is designed to be straightforward and transparent. We've streamlined the steps to minimize paperwork while ensuring proper documentation for financial records. The entire process typically takes 5-10 business days from initial request to completion.

We understand that financial decisions require careful consideration. Our team works diligently to process legitimate refund requests promptly while maintaining the integrity of our educational programs. Complex situations may require additional review time, but we'll keep you informed throughout the process.

Refunds are processed through the same payment method used for your original enrollment. This policy ensures security and simplifies the accounting process for both parties. Different payment methods have varying processing timeframes, which we'll explain clearly when confirming your refund.

Credit card refunds typically appear on your statement within 5-10 business days, though your card issuer may take additional time to post the credit. Bank transfers and direct debit refunds usually process within 3-7 business days. PayPal and other digital payment refunds are generally the fastest, appearing within 2-4 business days.

• Credit cards: 5-10 business days (plus card issuer processing time)
• Bank transfers: 3-7 business days depending on institution
• PayPal: 2-4 business days for most transactions
• Wire transfers: 1-3 business days (may incur processing fees)

In rare cases where the original payment method is no longer available, we'll work with you to arrange an alternative refund method. This might require additional verification steps to ensure security and compliance with financial regulations.

We recognize that life sometimes presents unexpected challenges that may affect your ability to complete our programs. mirathosvian maintains flexibility in our refund policy to accommodate genuine hardships while preserving the educational value of our capital allocation courses.

Medical emergencies, family crises, or significant life changes may qualify for refund consideration beyond our standard timeframes. Each situation is evaluated individually, and we may request appropriate documentation to support your request. Our goal is to be fair while maintaining program integrity.

Technical issues that prevent course access or significantly impact your learning experience are treated seriously. If our systems experience problems that affect your ability to engage with course materials, we'll work to resolve the issue promptly or provide appropriate refund consideration.

• Medical documentation may extend refund eligibility beyond standard periods
• Military deployment or family emergency situations receive special consideration
• Significant life changes affecting financial capacity are reviewed case-by-case
• System outages or technical problems affecting course access qualify for refunds

Sometimes a full refund isn't the most appropriate solution for your situation. mirathosvian offers partial refunds and course credits as alternatives that might better serve your educational goals while acknowledging the value you've already received from our programs.

Partial refunds are calculated based on course completion percentage and time elapsed since enrollment. If you've engaged with significant portions of our capital allocation curriculum, a partial refund reflects the educational value received while providing some financial relief for your circumstances.

Course credits offer another option, allowing you to apply your investment toward future mirathosvian programs. Credits don't expire for 18 months and can be applied to any of our educational offerings, giving you flexibility to continue your learning journey when circumstances improve.